I was able to buy this Advanced Clinicals moisturizer at Ross on sale for $4.99. I was interested in the brand because it is one of the only ones that has a body moisturizer with retinol.
I found this version to lighten dark spots, my idea was to use it on my groin and underarms to lighten them.

It is worth it?
For me, it wasn’t worth it. The moisturizer is thick, hydrates well, but it didn’t do anything to lighten the skin.
It’s a very foamy moisturizer, it reminded me of some body lotions from the brand oBoticário that are very foamy.
The brand says it has vitamin C, licorice extract and jojoba oil.
You have to wait for it to dry completely before getting dressed, because I felt like it stained my jeans.
For the price I paid, I would give it another chance, but only for the hydration issue.

Ingredients: Aqua/Water/Eau, Stearic Acid, Glycerin, Glyceryl Stearate SE, Cocos Nucifera (Coconut) Oil, Glyceryl Stearate, PEG-100 Stearate, Behenyl Alcohol, Synthetic Beeswax, Cetyl Alcohol, Butyrospermum Parkii (Shea) Butter, Aminopropyl Ascorbyl Phosphate, Dipotassium Glycyrrhizate, Aloe Barbadensis Leaf Juice Powder, Simmondsia Chinensis (Jojoba) Seed Oil, Phenoxyethanol, Caprylyl Glycol, Xanthan Gum, Ethylhexylglycerin, Hexylene Glycol, Parfum/Fragrance, Sodium Hydroxide, Tetrasodium Glutamate Diacetate, Limonene, and Linalool.